Privacy policy

Draft — to be reviewed by a lawyer. Written for our pilot in line with India’s Digital Personal Data Protection Act, 2023.

Last updated: 11 October 2026

1. Who is responsible

Praniv Enspan Pvt Ltd operates Apnaa Deraa and is the data fiduciary for your personal data. Contact us about anything in this policy at info@pranivenspan.com.

2. What we collect

3. PAN and bank details

When a host sets up payouts, their PAN, legal name and bank account/IFSC are sent directly to our payment company (currently Razorpay) to create a payout account. We do not store PAN or the full bank account number — only the verification status and the last 4 digits.

4. Why we use it

We do not sell your personal data and we do not use it for third-party advertising.

5. Who we share it with

6. Where it is stored and for how long

Our database and files are stored in India (Mumbai region). Some service providers (for example AI processing) may process data briefly outside India. We keep booking and payment records as long as tax and accounting law requires (usually 8 years); other data is deleted when you delete your account.

7. Your rights

8. Security

Data is encrypted in transit, access is limited by role (guests, hosts, agents and admins see only what they need), and secret keys are never placed in the app or website.

9. Children

Apnaa Deraa is meant for adults. Bookings must be made by someone 18 or older.

10. Changes

We will show important changes to this policy in the app before they take effect.